6/1/2023 – Technology to get you business

6/1/2023 – Technology to get you business

President | Loan Officer
Mike Meena
Published on June 1, 2023

6/1/2023 – Technology to get you business

We have seen an increase in great technology products helping real Estate Agents and Loan officers nationwide. Two of the products that I use and are particularly helpful are Homebot and List Reports, and both are for different reasons. List reports is 100% free to the agents, and Homebot is free to agents up to a certain number of clients.

I have attached info on both of these, and I am happy to sign anyone up for List reports, and I will happily sign anyone who uses me for loans to Homebot! Yes, Homebot costs money, and even though I love almost everyone, but I can’t support those of you who choose to work with inferior lenders!


I think we have all seen Homebot, and they send out emails monthly about a buyers value, but more than that, a buyer can search for properties through that site. It will link to you, their agent, and they will not go out to Zillowville and call another agent behind your back! It also lets you know when your sellers are actively looking in the market, and it has some great tools you can use to help get your sellers and buyers off the fence.


List Reports has excellent tools to help you with marketing.

They have different shareable information that comes out daily, property flyers, Individual property websites, and more.

My favorite feature in List Reports is your ability as an agent to get information on a listing before you go to the listing appointment.


I don’t know your Homebot cost, but I know that List Reports is FREE! I suggest you look into both of them and see if they fit into what you want to do in your business. Here are a few links that should help you







We had 19 days of rate increases, and now we have 3 days of better rates. We are back to where pricing was on May 18th and pushing to improve, thanks to the increasing debt ceiling!

  • 12-day escrows if your buyer is pre-approved - Conventional / FHA / Jumbo / Bridge
  • Government Loans (FHA / VA) are in the high 5’s.
  • Conventional Loans up to $726,200.00 are in the 6’s.
  • High Balance Loans $726,201.00-$ 1,089,300.00 are in the 6’s
  • Jumbo loans above $1,089,300 are in the 6’s
  • 5/1, 7/1, 10/1 Arms are in the high 6’s.
  • Bank statement loans - They are available with 10% down again! 7’s + depending on down and credit score.
  • No income qualifier – 20% down with reserves! In the 8’s and 9’s!
  • 0 down loans are in the mid to high 6’s – 660 credit score min right now, up to $740,000.00.
  • Private Money lenders - hard Money Loans – 35% down!
  • No Ratio Loans 30% down
  • Debt Service Coverage loans with as little as 25% down
  • Bridge Loans - are typically 7.99% with limited fees – But they get you where you need to go!
  • 0 down California Dream for all Equity Share – Postponed until 2024!
  • 3/2/1 Buydowns 2/1 Buydowns and 1/0 Buydowns are available at great start rates!

Interest rates are subject to change without notice! Above are LA County Loan Limits.


I am around all weekend if you have any questions or if someone is interested in buying a property! My cell is 661-714-6258, and my office line is 661-260-2970 ext. 2222. Please text me at 661-714-6258 or email me at Mike@AugustaFinancial.com. Have a great day and a better tomorrow! Please call me when you have a client that needs to borrow!

President | Loan Officer
Mike Meena President | Loan Officer
Click to Call or Text:
(661) 714-6258

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