Sometimes I sit at my desk in the AM or PM and think of ways to skin a cat! Not a real cat, but a client, not skin them. Help them! OMG, you blow stuff out of proportion! I heard that interest rates are deterring some people at this time, and I think most of […]

I keep getting the same question, can my buyer assume the loan and rate the seller has? The answer is generally no, but there are a few exceptions. FHA will allow an assumption with a full underwrite by the assumption department, which will take 30-60-90 days, so good luck! VA will allow a Veteran with […]

I wrote about a 2/1 Buydown on rates a couple of months ago, but that was a different market, and I think this is an excellent loan now. It allows a buyer to take a lower interest rate for the first two years, then the loan is a fixed rate for the final 28 years, […]

I hope you are doing well, and I hope you are having a happy and healthy week so far. Did you hear that the Rams are in the Super Bowl? LOL! I have not written about Bridge Loans in quite a while. Although most of you know what they are and do, but do you […]

Monday and Tuesday had some promise on the interest rate front, and Wednesday and Thursday have now crushed our dreams of a rate recovery! It’s just another week, and the 4th quarter has started like the other three, with weakness all around. I was talking with quite a few people that are pretty down about […]