Hey there, friends! I am here to break down what’s happening in the markets and why things feel a bit shaky right now. Let’s talk real estate, credit card debt, California’s changing social trends, and why uncertainty is keeping buyers on the sidelines.   The Real Estate Market: Why the Slowdown? Three weeks ago, I […]

Buying a condominium can be an exciting step toward homeownership, but financing a condo comes with unique challenges compared to single-family homes. As a lender, when we receive a contract for a condo, we follow a meticulous process to ensure the property meets the strict guidelines set by Fannie Mae and the Federal Housing Administration […]

Happy Tax Day! As we all crunch numbers today, let’s talk about something that could save your clients thousands and turn more leads into closed deals: Buyers don’t need to show sky-high income on their taxes to buy a home. Showing high income might qualify them traditionally, but it comes with a catch: hefty tax […]

Hey everyone, I’m fired up about a client plan I put together – it’s a perfect example of why people shouldn’t let higher rates scare them off from upgrading. Too many folks cling to their low-rate homes, missing the profits staring them in the face. Here’s why my client’s move – keeping their $850,000 home […]

Will the Property Be Occupied? One critical factor that lenders and underwriters focus on when approving a mortgage is the intent for the property to be the borrower’s primary residence. This is especially important for programs like Fannie Mae, Freddie Mac, FHA, and VA loans, where specific guidelines are in place to ensure that the […]