After the California Dream for All (All =2600 families), the first-time buyer program ran out of cash in 10 days. We are still finding that some people that wanted that loan were looking at it because of the equity share, while others were interested in it because they could do 0 down!   So the […]

Now that the weather is better for the next few months, I wanted to promote that we still have the Augusta Financial Treat Suite. The treat suite holds all your favorite frozen treats like Bomb Pops, Ice Cream Sandwiches, Big Sticks, Strawberry Shortcake, 50/50 bars, and more!   You have to reserve the truck in […]

I always get the question, “How does a Bridge Loan work?” The next question is, “How much does a Bridge Loan cost?” Let’s talk about those subjects with you right now, as Bridge loans or getting approved for a Bridge Loan is prevalent! A Bridge loan allows a person who owns a home to extract […]

Today we will discuss the 740 credit score category and what that does to your interest rates with the LLPA changes. I will once again touch on the LLPA fees going into effect yesterday or sometime soon as the rate sheets don’t necessarily reflect this right now!   Buyer Betsy is looking to buy a […]

I want to touch on the LLPA fees going into effect next week with conventional loans and give you some workarounds! Granted, many of the cookie-cutter lenders out there will not think of this, but I am always looking out for our clients! A 640-659 credit score has the largest discrepancy regarding down payment vs. […]