With the California Dream for all on the shelf until next year, I always get the question about first-time buyer loan programs! Fannie and Freddie have put an excellent program together for first-time buyers making under $126,240.00, and we can manipulate it by not using overtime, taking a spouse’s income off the loan, or not […]

We have done several Private Loans or “Hard Money loans” lately for various reasons. There are many different versions of Private loans, and today I will touch on a few of them. Many of you have heard of our Bridge Loans, and we are currently at 7.99% on these loans, which blows away the competition. […]

Chapstick, Kleenex, Band-aids, Scotch Tape, Q-tips. These are original brands, and we sometimes say things like “Do you have any Kleenex” when you need a tissue. Or, “I cut my finger, I need to get a Band-Aid” when you just need a bandage. Lot’s of copy-cats, but we can all agree that none of them […]

I had a hectic weekend work-wise, and this week has been no different.   I love it when it is busy, but this is different. Everyone put an offer on the same house. LOL! Well, that’s not the case, but we see a lot of this. In my team meeting yesterday, we discussed how important […]

You will hear some rumblings in the next few days about rates being at their highest levels since last October, and those rumblings are true. The other side of the coin is that properties are still getting bid up, and we still lack inventory which will likely continue to push prices even higher. Interest rates […]