Condo financing made easier

Know Before You List.
Know Before You Offer.

A condo can look perfect and still run into financing trouble because of the HOA. Condo Ready helps agents identify potential project issues before the transaction gets too far down the road.

We look beyond the unit.

Condo financing can depend on the financial and physical health of the entire project.

  • HOA budget and reserve funding
  • Master insurance coverage
  • Pending or active litigation
  • Special assessments
  • Delinquencies and owner occupancy
  • Required inspections and deferred maintenance

Review My Condo

Why Condo Deals Get Complicated

You’re not only financing a unit. You’re also dealing with the condition and financial profile of the association.

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For Listing Agents

A buyer can be fully pre-approved and the project can still create a financing problem. Knowing potential issues early helps you market the listing to the right buyer pool.

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For Buyer Agents

Before your buyer commits emotionally and financially, learn what loan programs and down payments may realistically work for the project.

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The Condo Ready Approach

Get an early review of the association and potential financing paths so you can structure the transaction with better information from the start.

What We Review

Send us what you have. We’ll identify what is still needed and flag issues that may affect conventional, government or alternative financing.

Condo Project Review Checklist

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HOA budget and balance sheet
Including reserve contributions and current financial condition.
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Master insurance
Property, liability and other applicable coverage.
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Litigation
Pending or active HOA/project litigation, if any.
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Special assessments
Current, recently completed or planned assessments.
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Delinquent HOA dues
Project-level delinquency can affect eligibility.
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Owner occupancy & concentration
Important for some programs and investor guidelines.
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Inspections and deferred maintenance
Including structural/safety inspection information when applicable.

What You Get Back

Potential financing paths. We identify which loan types may be worth pursuing based on the information available.

Likely down-payment considerations. If a standard conventional path appears difficult, we can explore alternative options.

Red flags before escrow. The earlier an issue is found, the more options you may have to address it.

Agent-friendly explanation. We can help you explain financing considerations to a seller or buyer in plain English.

Listing agents: A proactive condo review can become part of your listing presentation and marketing strategy - not something you discover after accepting an offer.

How Condo Ready Works

A simple process designed for agents and homeowners.

1

Send the Property

Give us the condo address and basic transaction information.

2

Gather HOA Items

Send available budget, insurance and project documents.

3

We Review

Our team looks for financing issues and potential loan paths.

4

Plan the Transaction

Use the findings to better position the listing, buyer or offer.

Free preliminary review

Start Your Condo Review

Send Mike the basic information. The button below opens a pre-filled email with your condo review request.

Please don’t email sensitive borrower information. No Social Security numbers, bank statements, tax returns or other private consumer documents are needed for the initial project review.

Condo Ready Request

Complete what you know. You can leave anything unknown blank.







Preliminary project review only. Final eligibility is subject to complete underwriting, borrower qualification and the applicable agency/investor guidelines.

Don’t Let the HOA Be the Surprise at the End.

Whether you’re taking a listing or preparing an offer, let Mike Meena and the Augusta Financial team help identify potential condo financing issues earlier.

Start a Condo Review