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Your next home may be closer than you think
Are You Living in Your Ideal Home?
Find out in about 60 seconds. See how your current equity, down payment and monthly budget could translate into your next home — with the full estimated monthly payment, not just the mortgage rate.
See the numbers that matter.
Estimated equity from your current home
Estimated cash available for your next purchase
Principal, interest, taxes, insurance, HOA and PMI
How future rate improvements could affect your payment
A personalized review with Mike Meena and the Augusta team
Build Your Ideal Home Scenario
Choose the option that best describes you. All figures are estimates and can be adjusted.
I Own a Home
I Currently Rent
Your Current Home
Estimated Current Home Value
Current Mortgage Balance
Estimated Selling Costs (%)
Additional Cash Available
Your Starting Point
Current Monthly Rent
Cash Available for Down Payment
Your Ideal Next Home
Target Purchase Price
Interest Rate (%)
Loan Term
30 Years
20 Years
15 Years
Monthly HOA
Property Taxes (% / year)
Homeowners Insurance (% / year)
PMI Rate (% / year, if applicable)
Optional Monthly Payment Goal
Enter 0 if you only want to calculate the selected purchase price.
Your Estimated Scenario
Estimated Net Equity
$0
Estimated Down Payment
$0
Estimated Loan Amount
$0
Estimated LTV
0%
Estimated Total Monthly Housing Payment
$0
Principal & Interest
$0
Property Taxes
$0
Homeowners Insurance
$0
Estimated PMI
$0
HOA
$0
Financial Wealth Benefits
Est. Year 1 Tax Deductible Savings
(Interest & Property Taxes @ 24% bracket)*
$0 / yr
Est. Year 1 Principal Reduction
(Equity built in first 12 months)
$0 / yr
Est. 5-Year Home Value (4% Annual Appreciation)
$0
Est. Equity Gain from 4% Appreciation (5 Yrs)
$0
Payment Goal Estimate:
What If Rates Improve Later?
Scenario
Rate
Est. Total Payment
Est. Savings
Ask Mike about Augusta Financial's Free Lifetime Refinance Guarantee.
If rates improve in the future and you meet program requirements, Augusta may be able to help you refinance with qualifying lender, escrow, title and appraisal costs covered or reimbursed. Ask us for complete eligibility terms and current program details.
Want Mike to review your exact numbers?
Every situation is different. Send this scenario to Mike and his team for a personalized review.
Full Name
Email Address
Phone Number
Email My Scenario to Mike
Call (661) 714-6258
Why This Conversation Matters
A home decision should be based on your complete financial picture — not a headline rate.
1
Know Your Equity
Many homeowners have more usable equity than they realize. Start by seeing what your present home may contribute toward the next one.
2
Focus on Monthly Payment
See the estimated all-in payment including taxes, insurance, HOA and PMI where applicable, so you can compare homes more realistically.
3
Plan for the Future
If rates improve, your payment may improve too. Mike and the Augusta team can help you evaluate today's purchase and tomorrow's refinance opportunity together.