Happy New Year, and I am sure many of you are so glad 2023 is finally behind us. It was a rough year in Real Estate overall, and the mortgage side was likely worse with the lack of volume. I know 2024 will be a better year, but we must work hard to get there. […]

We are getting close to a new year, and about to put 2023 as a distant memory in the back of my head. This year has been the toughest of my 33 years in the business, and I am confident that next year will be much better!   As I mentioned last week, Fannie and […]

Christmas came and went, and although it was fun, it was a whirlwind. My second year of buying gifts for the family and I did great! To start the week, I ran down to Aldik to pick up many holiday sale items so my house would look more like Christmas in the future. It is […]

Four days until Santa slides down that Chimney and gets us everything we want. That may have been the thought for me some 50+ years ago, and today, I hope to get through the holidays with no meltdowns from friends or family! LOL!   Fannie and Freddie changed a few things in their guidelines, and […]

I hope you are having a great Christmas week and are still working, as the credit card bills are due right after the new year! LOL!   I had an opening yesterday where the clients had some decent credit card bills, and we reworked the loan to make better financial sense. This buyer spoke to […]