VA Loans are a great way to get into a house for our Veterans! Below are a few bullet points on VA loans that may be useful to you: These loans are pretty lenient, and we don’t consider debt-to-income ratios when pre-approve buyers. VA looks at residual income, ensuring they have enough income to live […]

Happy New Year, and let’s make 2023 a great year! Over the long weekend, I had a chance to look over some of the things we did for clients in 2022, and I hope they appreciate me! LOL! I will take the next few weeks and discuss loan programs so we all have a better […]

I hope you all had a great Christmas / Chanukah weekend, and here we sit, ready to jump into another year. We have all set our goals, and our business plans are also set! Now we wait for the clock to tick, and boom, things will take off! Yup that is my positive thinking at […]

I had an interesting conversation at lunch yesterday about doing a “Wrap Around Mortgages” on a property, which keeps the current loan in place when the house sells. The buyer comes in with cash for the rest of the money, or they get a second mortgage for the difference, or the seller carries a 2nd […]

I spoke with an agent friend this AM, and he said that the buyer’s agent on his listing is giving credit for 100% of his commission, and he didn’t understand why! I told him it was likely because the buyer couldn’t source seasoned funds for that amount! By the way, he is 60 days into […]