A reminder that Oktoberfest is just around the corner, happening tomorrow! We’re all set to indulge in various cuisines, including Mexican, Italian, and Greek, accompanied by delightful spirits, delectable desserts, and the lively tunes of a live band. Join us for an evening of fun from 5:30 to 8:30 on Wednesday, October 18th.   On […]

Last week, Fannie Mae came out with some game-changing changes! Some will not affect you, but these two will be great additions to what we can do for buyers. The first one we have on the Freddie Mac side is the ability to qualify a buyer using one year of tax returns. To qualify, that […]

I want to remind you that Oktoberfest is in 8 days! Wednesday, October 18, here at our office from 5:30-8:30. Good food, drinks, live entertainment, and dessert!   I am talking with a potential client over the weekend, and he was more than qualified to buy the house he was looking at. He kept saying, […]

As we enter the last quarter of the year, look at the buydown loans if your listing is sitting. These are great, as many of us feel that rates will be lower. There are multiple types of buydowns from three years down to one year.   A 1-year buydown (AKA 1/0 Buydown) is a 1% […]

I had an appraisal come in yesterday where the Septic and the Termite were both called out, but neither was on the contract. When the appraiser went out, she asked about the Septic and Termite, and the listing agent said they would get clearance on both. UGH! As the world turns, the transaction changed, and […]