Do you ever go through a whole Tuesday and think it is Monday? I did that yesterday and remembered that I must write my Tuesday blog!   Congratulations are in order as Santa Clarita is now the number one city in America for credit card debt and also number one in increasing credit card debt […]

I want to take you back 18 months when interest rates were in the low 3’s. Yes, that was only 18 months ago, but it seems like a lifetime. If interest rates remained in the 3’s, we would have never seen the summer pullback last year when rates went to 7+%! We would have never […]

I am getting a lot of inquiries and concerns about insurance and wanted to get you a few quotes on different properties we are doing loans on or insurance agents I know have quoted lately! Yes, rates have increased, but people are still writing in most areas. I am not an insurance expert, but I […]

We have seen a mini-surge of listings in the past week, and things are not moving as quickly. I get that your seller thinks that it is a sellers’ market, and it is, but with higher rates, things change a bit. We went through this last year when rates were a little higher than they […]

I have seen some poor credit come across my desk lately, and please understand that it doesn’t have to be the end of a deal. Every loan product has guidelines, and even when a person doesn’t meet them, we will work with the buyer to ensure we can get them approved at some point in […]