We are getting close to a new year, and about to put 2023 as a distant memory in the back of my head. This year has been the toughest of my 33 years in the business, and I am confident that next year will be much better!   As I mentioned last week, Fannie and […]

Christmas came and went, and although it was fun, it was a whirlwind. My second year of buying gifts for the family and I did great! To start the week, I ran down to Aldik to pick up many holiday sale items so my house would look more like Christmas in the future. It is […]

Four days until Santa slides down that Chimney and gets us everything we want. That may have been the thought for me some 50+ years ago, and today, I hope to get through the holidays with no meltdowns from friends or family! LOL!   Fannie and Freddie changed a few things in their guidelines, and […]

I hope you are having a great Christmas week and are still working, as the credit card bills are due right after the new year! LOL!   I had an opening yesterday where the clients had some decent credit card bills, and we reworked the loan to make better financial sense. This buyer spoke to […]

The Federal Reserve shut its mouth, and the numbers look good for lower rates for most of next year! YAY! After a flat CPI on Tuesday, the dot plot numbers hit yesterday, and rates got slightly lower, which is excellent news!   With rates falling and likely falling again next year, this would be an […]