When dealing with inherited real estate, understanding Trust Loans is crucial, especially if one of the beneficiaries intends to live in the home. In California, a Trust Loan allows the property to be refinanced and transferred from the trust into one or more beneficiaries’ names while preserving the existing property tax rate under Proposition 13. […]

VA loans are a powerful tool for veterans and their families seeking homeownership. We offer better rates, faster service, and expert guidance than credit unions and large, heavily advertised lenders. Here’s why you should send your VA buyers our way:   VA Loans: A Legacy of Gratitude Established in 1944 as part of the GI […]

Non-Warrantable Condo List Our team has compiled a list of non-warrantable condos – those flagged by Fannie Mae or identified through our local expertise. We specialize in financing these challenging properties and have the knowledge to navigate them to a successful closing. 🔹 Download the Full California Condo List (First 700+ Properties)  🔹 Santa Clarita […]

As real estate agents, you know that flipped properties can be a great buyer opportunity. However, navigating the financing landscape for these homes can be tricky, as different loan types have unique guidelines. Understanding these nuances is crucial for helping clients make informed offers and avoid potential roadblocks. Let’s break down what you need to […]

We’ve talked about the general condo financing landscape, but let’s dive deeper into what lenders need to get your client a loan on a condo. Think of this as a behind-the-scenes look at the condo approval process. Remember, detached condos are different and only need master insurance review for sufficiency.   The Lender’s Deep Dive: […]