In today’s market, qualifying a buyer is not always about credit scores or down payment. Sometimes the challenge is income structure. Recently, we worked with a buyer who had strong credit, solid assets, and responsible financial habits, but hubby has a new business that is doing well, but we don’t have a full year of […]

Yesterday I had a conversation that reminded me exactly why I’ve been doing this for 35 years. A client was referred to me who was going through a divorce. She has been married for more than 15 years. Four minor children at home. Stay-at-home mom. Homeschools three of the four kids. No income of her […]

I hope you had a great weekend and that life is treating you well. I wanted to start with a little Real Estate humor as I was putting the finishing touches on a house that I am about to start renting in Palm Springs (let me know if you are interested in a weekly rental), […]

As real estate professionals, you should be aware that the California Dream for All program registration window is opening soon, and preparation will be key for your buyers. Our team at Augusta Financial is actively preparing clients now, and we are a CalHFA-approved lender that can originate these loans. If you have buyers who may […]

I got a call yesterday from an agent friend who had a non-warrantable condo in escrow. Buyer was putting 20% down, file was clean, everything was ready to go… and then the final condition came in: Appraisal marked the property as being in a DECLINING MARKET. And that one checkbox may blow up the entire […]