People keep telling me things are “slow” at the end of the year… but honestly? This December feels pretty standard to me. Let’s be real, I stay busy, and I always find something to work on. Today, that includes getting your feedback on a piece of my 2026 business plan and discussing what the Federal […]

I hope you’re all doing well and getting ready for the big holidays! I still remember when buying gifts for my parents and siblings meant spending every night wandering around the mall, at least I was with friends, but it sure felt like a full-time job. Then I got married and, just like that, most […]

I hope you had a wonderful Thanksgiving weekend and welcome to December!   The Federal Housing Finance Agency (FHFA) has released the 2026 Conforming & High-Balance loan limits, and this year’s increases open the door to more purchasing power. Below is a breakdown of what agents and buyers need to know. 2026 Conforming Loan Limits […]

This world is fascinating, and sometimes a little shocking. Greed has taken over in ways that are very different from the world I grew up in. I’ve been in this business for the better part of 35 years, and I’ve owned Augusta Financial for over 30 of those years. Things change, markets shift, and you […]

For years, conventional conforming loan underwriting through Fannie Mae and Freddie Mac have used a “hard” minimum credit score threshold, typically around 620 for most scenarios. But in recent updates both have announced “minimum credit score requirements will no longer apply to loans submitted to DU/ or LP”   What the Guide says Some key […]