Latest Articles

8/15/23 – How to avoid Capital Gains

I put a version of this message out at least two times a year because it is important. CAPITAL GAINS and CAPITAL GAINS exemption.   Single people get a $250,000.00, and married couples get a $500,000.00 exemption if they live in a house for two years. They will get the exemption if they move out […]

8/8/23 – One Email Changed My Outlook

I understand that this year has presented its challenges, and I’ve shared in the collective sentiment of disappointment regarding the volume of business for both myself and my company. Others in the Real Estate community have likely encountered similar struggles, though many have admirably concealed their concerns.   Recently, I came across an email highlighting […]

8/1/23 – Gap of Employment

I just wanted to clarify a few misunderstood guidelines relevant to this market today. FHA loan guidelines state that previous history in the current position is optional. However, we must document two years of prior employment, schooling, or military service and explain any gaps. You can have a gap in employment for an FHA loan, but […]