Sunday night, we were at dinner celebrating my mom’s birthday, even though she passed away eight and a half years ago. We went around the room, and everyone told a little story about themselves. My dad said my mom was a social butterfly, and when she passed, 15 to 20 people said she was their […]

Every once in a while, a loan program comes along that makes you say, “Well, that could actually solve a real problem.” This is one of those programs.  We now have a new loan option that may allow a borrower to use real estate equity as additional qualifying income. That means that if a client […]

Before I jump into today’s blog, a quick plug for Synergy Investor Group.  We have several upcoming Synergy meetings scheduled, including both Zoom and in-person options: In-Person Meetings: Tuesday, May 26th at 6:00 PM Thursday, June 4th at 12:00 Noon Zoom Meetings: Wednesday, June 3rd at 6:00 PM Wednesday, June 10th at 6:00 PM  The in-person […]

We are in such an interesting market right now. It feels a little like the world in general. There are the haves and the have-nots, and in real estate, that applies to listings.  Some properties are still getting multiple offers, while others are sitting with no offers at all. Interest rates are climbing again this […]

Sorry for the long message today and I hope you week is going well. My job as a loan officer is not just to quote rates. My job is to help people buy homes. Let me say that clearly, especially for my Realtor partners: I am not here to scare clients away, talk them out […]