I had a client come to me last week from an agent, and the client had a new job which is usually fine under the guidelines. This client was a little interesting, and I don’t want to call anyone a fraud, but here is what we got. Let’s say the buyer worked for Ralphs making […]

A couple of things I don’t write about often are Well Certs, Septic certs, roof certs, and health and safety items. Yeah, these are not common everyday things, but sometimes we run into properties that have a few issues, and they either get called out by the listing agent in the notes or they get […]

The new loan limits were released last week and will help get this market going again! Remember that the new loan limits will take effect on FHA and VA loans in January, but conventional limits apply now! Below are the limits and some other important features. The conforming Loan limit is $726,200.00 in Los Angeles […]

I write a monthly letter to my past clients and pre-approved buyers, and I wanted to share it with you so you could share it with your clients. I know this is not my usual update, but after yesterday’s news, we will see buyers get a little excited over rates coming down. Also, please note […]

I hope you had a great Thanksgiving weekend. We are back to work for a few weeks before we get into the next holiday, so let’s do it! I like to read a bit in the AM and here are a few headlines I saw this AM: The Fed Has Good Reason to Slow Rate […]