Latest Articles

12/5/24 – Let’s Prepare for a Successf...

How many of these sayings have you heard? “Knowledge is power.” “It’s not what you know; it’s who you know.” “Success is where preparation and opportunity meet.” “Your network is your net worth.” “In the middle of difficulty lies opportunity.” “The more you learn, the more you earn.” “It’s not about having all the answers […]

12/3/24 – Late Afternoon Mortgage Update

Before we get started, please read the information below on what the insurance company at Village Walk was able to do to make the complex warrantable! THIS IS AMAZING!!!   The Waiting Game: Helping Your Clients Navigate Interest Rates For the past three years, buyers have been sitting on the fence, waiting for interest rates […]

11/26/24 – New Loan Limits

Fannie Mae Loan Limit Increase for 2025 Fannie Mae has announced an increase in the conforming loan limits for 2025 to $806,500, with high-balance loans reaching up to $1,209,750 in certain counties, including Los Angeles and Orange Counties. For FHA loans, the new limits will take effect starting January 1st. However, VA loans have no […]

11/22/24 – Non Warrantable Condo Loophole!

Non-warrantable condos in the Santa Clarita and San Fernando Valleys have been a growing challenge for buyers. With a hefty 10% down payment requirement and interest rates soaring as high as 9.50%, affordability has become a serious issue. If you’ve been looking for a solution, we’ve got exciting news: there’s a better way to finance […]

11/19/2024 – LLPA’s and First Time Buy...

Big Savings for First-Time Homebuyers: Understanding Loan Level Price Adjustments (LLPAs) If you’re a first-time homebuyer, you may qualify for significant savings thanks to recent Loan Level Price Adjustments (LLPAs) changes. These fees, charged by Fannie Mae and Freddie Mac on conventional loans, are now waived for eligible first-time buyers with household incomes under approximately […]