As real estate professionals, you should be aware that the California Dream for All program registration window is opening soon, and preparation will be key for your buyers. Our team at Augusta Financial is actively preparing clients now, and we are a CalHFA-approved lender that can originate these loans. If you have buyers who may […]

I got a call yesterday from an agent friend who had a non-warrantable condo in escrow. Buyer was putting 20% down, file was clean, everything was ready to go… and then the final condition came in: Appraisal marked the property as being in a DECLINING MARKET. And that one checkbox may blow up the entire […]

Let’s start with the numbers. Santa Clarita ranks #1 in the nation for average household credit card debt, with households carrying roughly $21,000 – $22,000 in credit card balances on average. they are one of four California cities that are in the top 5 in the nation! That’s just credit cards. Layer in: Car payments […]

Happy February! Wow… that was a fast month. January may officially be the fastest month of the year so far. I’m still shocked at how quickly it went! As always, I wanted to share a quick market update with you. And yes, please be on the lookout for my Christmas / New Year’s / Holiday […]

A common situation we run into is this: A homeowner wants to upgrade to a larger “forever home,” but they also own a rental property they’d like to use the equity from for the new purchase. The problem? If they sell the rental, they may owe large capital gains taxes, and that tax hit can […]