Last night was our 13th Annual Oktoberfest, and it was great to see so many familiar faces, friends, real estate agents, and partners from all corners of our industry. For those who couldn’t make it, you were missed! Hopefully, we’ll catch you next year.   In talking with many of you, one common theme came […]

Welcome to Loan Officer 101 for real estate agents! Today, we’re diving into what lenders look for when qualifying buyers and the basics of many loan products available. Not every buyer fits perfectly into one box, so it’s essential to understand how Fannie Mae, Freddie Mac, FHA, and VA programs each help your clients in […]

Happy Tuesday, and I hope you had a great weekend!   I want to talk about FHA vs. Conventional and how we, as lenders, help clients decide which loan is best for them. I’ll keep it simple, practical, and focused on what moves deals forward. (Payment examples are at the bottom.)   When you’re writing […]

This morning, I got pretty frustrated, and I want to explain why.   A friend of mine, a great real estate agent, accepted an offer on a non-warrantable condo from a lender who “said they could do it.” Now the escrow is extended, no contingencies have been removed, and in a few days, that lender […]

I talk to buyers every day who are this close to pulling the trigger, and then they freeze. The two stories I hear most: “The sky is falling – prices are about to drop.” “Rates will go down soon – then I’ll buy what I really want.” Let’s unpack both, then I’ll show you a […]