So many things go through your mind when you have been in business for 33-plus years. People tell me I am competitive, which has led to much of my success. When I was a kid, I thought the word competitive was bad. I saw differently by watching people like Michael Jordan, Kobe Bryant, Venus Williams, Serena […]

I received a lot of questions about an Equity Share with a potential first-time buyer and how I would set that up if I were lending money to one of my nieces or nephews and doing an Equity Share. Remember, there is no right or wrong way of setting up an equity share. I take […]

Calculating income can always be challenging, and some lenders don’t pay attention at the beginning, which causes issues down the road. Below are a few essential things that a Loan Officer needs to be careful with when they are qualifying a buyer: Buyer has two jobs – They MUST be on BOTH jobs for a […]

There is a lot of hesitation out there about where interest rates are and the affordability that we have at this time. The good news is interest rates are at their lowest levels since last September, and they could be heading lower, but nothing drastic will happen quickly. In a meeting last week, we decided […]

Now that the California Dream for all is gone, I thought about this equity share and how many people fell in love with the idea. It was so popular that we ran out of money in 11 days! Do you think this option is viable for your clients as we advance? Do you think some […]