Latest Articles

10/22/24 – American Debt

I was looking for some inspiration this morning and I looked over what I wrote two years ago! People believe that interest rates will fall in the next 6-24 months. Inflation is no longer the big story, and the economic news is coming in strong, but I really don’t understand why rates are again at […]

10/17/24 – Golden Handcuffs with 2.75% rate

A client recently expressed frustration about being “stuck in Golden handcuffs” because I helped them secure a 2.875% loan in 2020. They’re in a four-bedroom home but feel cramped with three kids aged 12, 14, and 16 – mainly since Dad works from home and the boys share a room.   Here’s the financial situation: […]

10-15-24 – Co-Signors

  We often get clients who can’t qualify for a mortgage for some reason, and the question is asked, “Can they get a co-signor?” The answer is yes sometimes, and then the question is, will the co-signor take them over the top, and what is the effect on a co-signor?   A co-signor only works […]