I want to give you a little more information on Temporary Buydowns to help homebuyers ease into their mortgage payments. Understanding how this works can make a big difference in today’s higher-rate market, whether you’re a buyer, Seller, or agent.   What Is a Temporary Buydown? A temporary buydown lowers your interest rate and monthly […]

Happy Friday. We’re seeing some positive shifts in the insurance market, but challenges persist. Let’s dive into what’s happening and how we can stay ahead of the curve.   We’re starting to notice more non-warrantable condos are getting better insurance, and some are coming off the naughty list, and transitioning back to warrantable status, which […]

Hey everyone, I am back with my blog! I know you look forward to this, and I hope it is an exciting read. Today, we’re tackling a hot topic: supplemental property taxes in California. My team and I get 2-3 monthly calls about this, and I think this is something we do a better job […]

Hi everyone! With the market slowing for mortgages over the past two years, we are seeing lenders come up with more creative solutions. Today, let’s talk about a unique loan program perfect for clients with cash but no traditional income – whether between jobs, working for money, or simply choosing not to work!   Loan […]

Hey there! I hope you are having a great week! Every Day, I seem to get the classic question: “Should I rent or buy?” It’s a hot topic with high rates (around 6.75% ish) and sky-high prices. My knee-jerk answer? Buy whenever you can afford it! But let’s dig into the logic – because I’m […]