13 Jun 2025 Do your Homework – Condo Info too! Happy Friday. We’re seeing some positive shifts in the insurance market, but challenges persist. Let’s dive into what’s happening and how we can stay ahead of the curve. We’re starting to notice more non-warrantable condos are getting better insurance, and some are coming off the naughty list, and transitioning back to warrantable status, which […] Share on Facebook Share on Twitter
10 Jun 2025 Understanding Supplemental Property Taxes in Calif... Hey everyone, I am back with my blog! I know you look forward to this, and I hope it is an exciting read. Today, we’re tackling a hot topic: supplemental property taxes in California. My team and I get 2-3 monthly calls about this, and I think this is something we do a better job […] Share on Facebook Share on Twitter
6 Jun 2025 No Taxes – No Income – No Job –... Hi everyone! With the market slowing for mortgages over the past two years, we are seeing lenders come up with more creative solutions. Today, let’s talk about a unique loan program perfect for clients with cash but no traditional income – whether between jobs, working for money, or simply choosing not to work! Loan […] Share on Facebook Share on Twitter
5 Jun 2025 “To Rent or Buy? A Mortgage Expert’s T... Hey there! I hope you are having a great week! Every Day, I seem to get the classic question: “Should I rent or buy?” It’s a hot topic with high rates (around 6.75% ish) and sky-high prices. My knee-jerk answer? Buy whenever you can afford it! But let’s dig into the logic – because I’m […] Share on Facebook Share on Twitter
29 May 2025 Why Permanent Rate Buydowns Might Not Be Worth It ... I hope you had a wonderful long weekend! I know, I worked too! Lately, I’ve had many buyers asking about permanent rate buydowns, often because they can leverage seller credits to lower their interest rates. I’ve mentioned before that I’m not a fan of this strategy, and honestly, I hate it in this market! Like […] Share on Facebook Share on Twitter