Looking at the aftermath of Hurricane Helene takes you back to the 1994 Northridge Earthquake and what happened then. Many of us remember how business basically stopped, and sales were about 10% of normal at the time. You could only get a loan to close with inspecting the chimney, and every appraisal you had done […]

Today, I want to share a few things we must remember while working in the real estate business.   Appraisal waivers can still happen, but the buyer needs to put at least 20% down, and the purchase price needs to be under $1,000,000. If the price is over that number, and you try to put […]

Do you ever have those clients ready to sell their house but need a few bucks to finish up a few items around the house, maybe a kitchen, bathroom, paint, or flooring?   How about a client ready to buy a house and will have plenty of money for the down payment when their sale […]

We do a good amount of business with Veterans, and as Trump would say we love our Veterans, and Veterans love us too! Yes, they do! They really, really do love us! LOL!  Please don’t take this as an endorsement of either candidate, as I just thought it was funny. Why do we all have […]

All my dreams have come true! The Federal Reserve lowered interest rates, which are now .50% lower. The crazy part is that none of the bond and mortgage-backed security traders saw this coming, and now everything is .50 lower!   All kidding aside, everyone seemed to know that the Federal Reserve would cut rates this […]