Happy Tax Day! As we all crunch numbers today, let’s talk about something that could save your clients thousands and turn more leads into closed deals: Buyers don’t need to show sky-high income on their taxes to buy a home. Showing high income might qualify them traditionally, but it comes with a catch: hefty tax […]

Hey everyone, I’m fired up about a client plan I put together – it’s a perfect example of why people shouldn’t let higher rates scare them off from upgrading. Too many folks cling to their low-rate homes, missing the profits staring them in the face. Here’s why my client’s move – keeping their $850,000 home […]

Will the Property Be Occupied? One critical factor that lenders and underwriters focus on when approving a mortgage is the intent for the property to be the borrower’s primary residence. This is especially important for programs like Fannie Mae, Freddie Mac, FHA, and VA loans, where specific guidelines are in place to ensure that the […]

Tariffs Hit Hard: What’s Happening to Bonds, Stocks, and Rates? Hey everyone, as you’ve probably noticed, the tariffs dropped yesterday, April 2, 2025, and the markets are feeling the heat today. The bond market’s climbing, the stock market’s tanking big-time, and everyone’s wondering what’s next. Let’s break it down – what these tariffs mean for […]

Planning for the Future & Real Estate Market Updates It’s funny how life changes as you get older. I’m approaching my 60th birthday (just a couple of months away!), and I find myself doing things I’ve never done before. I’ve been planning for retirement for over 30 years, but now, I’m looking more closely at […]