Many of us feel that interest rates will be lower next year or so. Sure, we’ve been wrong a few times before, but we’re all staying positive and hoping for the best! Recently, we’ve been talking to our clients about 1/0 lender-paid buydowns – a fantastic loan program for those who believe they’ll refinance in […]

I write about Bridge Loans a few times a year, and it’s probably the number one thing we kill our competitors with, so I like to rub it in.   Why Bridge Loans Are the Perfect Solution for Buyers As the busy real estate season heats up, many buyers and sellers will face tight timelines, […]

For many union workers, income calculation is critical when qualifying for a home loan. The calculation is especially true for those who work a variety of jobs throughout the year, such as individuals in the entertainment industry, tradespeople, or other unionized professions. Understanding how different lenders approach income calculations can significantly affect their ability to […]

The recent fires in Southern California have left many homeowners with significant losses, including homes reduced to shells or completely destroyed. As a realtor, you’re likely working with clients unsure of their next steps. At Augusta Financial, we want to partner with you to provide clear options for these homeowners to rebuild or purchase a […]

I hope this message finds you well and that you had a wonderful weekend! Over the weekend, I talked with a client who recently received $200,000 from their insurance company for a total loss of their property in the Altadena area. They had questions about whether they could buy another house and what would happen […]