Latest Articles

1/0 lender paid buydown

Many of us feel that interest rates will be lower next year or so. Sure, we’ve been wrong a few times before, but we’re all staying positive and hoping for the best! Recently, we’ve been talking to our clients about 1/0 lender-paid buydowns – a fantastic loan program for those who believe they’ll refinance in […]

Maximizing Opportunities for Union Workers/ Studio...

For many union workers, income calculation is critical when qualifying for a home loan. The calculation is especially true for those who work a variety of jobs throughout the year, such as individuals in the entertainment industry, tradespeople, or other unionized professions. Understanding how different lenders approach income calculations can significantly affect their ability to […]