Rate matters, and the lower the rates, the better business is, or so it seems. One thing I want everyone to understand is the difference between FHA rates and conventional rates and the payment difference based on where we are right now. FHA has been running between .625% and .750% better than conventional loans lately, […]

Many of the issues we are having regarding financing are on condo and Townhouse projects. I have been posting which projects are having issues in my updates, and I may start harassing you when you get a listing so we can see where we are on the insurance. Now, I need to go a little […]

8% interest rates have slowed the market a bit. Analysts say that rates below 6% will improve affordability and send us on another bull run. I know many of you need help with your sellers and buyers. Your sellers don’t want to drop the price, pay concessions, or do what you feel is necessary to […]

We have an update on the California Dream for all, and the next round of funding will come in the spring of 2024. This should help the affordability for some, so talk with your buyers who are on the fence and let them know this is coming!   We just closed a loan for a […]

We find ourselves almost a month into the year’s final quarter, and there’s an abundance of gloomy market talk circulating. I get it; I’m in the same boat. But remember, the seeds we plant today will blossom when the real estate market blooms in just a few months. Yes, it may sound like I’ve been […]