This world is fascinating, and sometimes a little shocking. Greed has taken over in ways that are very different from the world I grew up in. I’ve been in this business for the better part of 35 years, and I’ve owned Augusta Financial for over 30 of those years. Things change, markets shift, and you […]

For years, conventional conforming loan underwriting through Fannie Mae and Freddie Mac have used a “hard” minimum credit score threshold, typically around 620 for most scenarios. But in recent updates both have announced “minimum credit score requirements will no longer apply to loans submitted to DU/ or LP”   What the Guide says Some key […]

Over the last week, many clients and agents have been inquiring about the concept of a “50-year mortgage” following President Trump’s mention of it in a recent interview. Whenever something new hits the headlines, buyers start wondering if it’s the magic solution that will finally make homeownership affordable.   Let me be very clear: This […]

Today, we pause to honor the brave men and women who have served our country. Your sacrifice and dedication make the freedoms we enjoy possible. From all of us at Augusta Financial, thank you for your service and for continuing to strengthen the communities in which we live.As a small way to give back, we […]

Let’s face it, today’s buyers aren’t buying a price. They’re buying a payment. That’s where the focus is right now. It’s not about whether the home is $600,000 or $750,000, it’s about: “What can I afford each month without changing my lifestyle?” And that’s what I am hoping you can see as a Real Estate […]