“I’m waiting for interest rates to drop before I buy.” We’ve all heard this from clients. And with the Fed expected to cut rates next week, it’s no surprise that many buyers are hesitating even though it will be uneventful. But here’s the real question: How much lower are they waiting for? Until prices start […]

In a competitive real estate market, especially when multiple offers are on a listing, it’s smart for a listing agent to contact the buyer’s lender directly to verify the strength of the pre-approval letter. This helps gauge how likely the deal is to close smoothly, thereby reducing risks such as financing fall-throughs. The goal is […]

In real estate, timing is everything. A late closing doesn’t just frustrate buyers and sellers; it damages relationships, reputations, and trust. That’s why I’ve built Augusta Financial on one principle that has never changed in 30 years: loans must close on time, without surprises.   From a Bedroom to 15,000+ Closings Nearly three decades ago, […]

In real estate, relationships and trust drive everything. As a leader, I’ve found that success often comes down to a simple four-step approach: Teach, Touch, Tell, Sell. Let’s break down what this means and how you can use it to grow your business.   Teach – Add Value First Before you ask for business, earn […]

When buying a home, one of the most confusing aspects of the process is understanding closing costs. Agents often throw around different numbers, leaving buyers to wonder, “How much do I really need?”   Here’s the truth: closing costs aren’t a single, fixed number. They’re made up of hard costs, prepaid Interest, taxes, insurance and […]