I’ve had a few things come up lately that are worth sharing, as they can help you have more intelligent conversations with clients and potentially uncover new opportunities.   Assumable Loans: FHA & VA I get asked almost weekly: “Is my loan assumable?” If it’s a conventional loan, the answer is no. If it’s an […]

I speak with many homeowners who have a low rate now and want to make a move up, but the new payments are too high to justify the price differential. This is the question I get from many homeowners who are trying to upgrade their home: “If my new home only costs $200,000 more than […]

Yesterday, the Fed announced a 0.25% rate cut. On paper, that means lower rates on equity lines of credit, car loans, and credit cards. Sounds great, right? The reality? It doesn’t have a significant impact on mortgage rates. Yesterday was a perfect example. When the Fed made its announcement, Treasury yields were sitting at 4.02%. […]

Because of the fires, all Los Angeles County residents were granted an extension to file their 2024 taxes until October 15, 2025. That means we’re now just 29 days away from the deadline! For many homeowners and primarily self-employed buyers, this filing season isn’t just about compliance; it’s about preparing strategically for financing and future […]

“I’m waiting for interest rates to drop before I buy.” We’ve all heard this from clients. And with the Fed expected to cut rates next week, it’s no surprise that many buyers are hesitating even though it will be uneventful. But here’s the real question: How much lower are they waiting for? Until prices start […]