Good morning, and Happy Tuesday! I’m excited to share two timely topics from my recent client experiences: asset depletion loans and the evolving role of cryptocurrency in mortgage financing. With nearly 35 years in the industry, I’ve seen creative solutions transform dreams into reality – let’s dive in!   Asset Depletion Loans: Tailored Paths to […]

The recently passed “Big Beautiful Bill” reinstates property tax deductions, a boon for homeowners. Below are a couple of properties with 5% down, and how they break down for our clients when they go to purchase. I want to clarify that they still need to come up with the full payment, but the tax breaks […]

I’m excited to share valuable insights about VA loans and some unique options available when traditional qualification might be a challenge. Whether you’re a Veteran exploring your options or a real estate agent guiding clients, this information can make a difference in the homebuying process.   VA Loans with a Significant Other (Not Married) and […]

Over the past couple of months, we’ve noticed a growing trend: an increasing number of contingent offers are being accepted in the real estate market. While this presents some challenges, none are insurmountable with the proper support. One recurring hurdle we’ve observed is the earnest money deposit, which can often trip up buyers. That’s where […]

Congress passed the One Big Beautiful Bill (OBBB) – a sweeping tax update that’s shaking things up for homebuyers across the country. And if you live in California, where high home prices and taxes are the norm, you’ll want to understand how this new bill affects you.   Let’s break it down and see who […]